LegalEffective date: 1 January 2026

Privacy Policy

This Privacy Policy explains how fixed-float.llc collects, uses, and protects your personal data when you visit our site or subscribe to our content. Please read it carefully.

1

Data We Collect

We collect information you provide directly, including your name and email address when you subscribe to our newsletter or contact us.

We automatically collect usage data such as IP address, browser type, pages visited, and time spent on pages via analytics tools.

We do not collect sensitive financial data or payment card information.

2

How We Use Your Data

To operate and improve fixed-float.llc, personalise content, and send you editorial newsletters you have opted into.

To monitor site performance, diagnose technical issues, and understand how readers engage with our articles.

We do not sell your personal data to third parties for their own marketing purposes.

3

Cookies

We use strictly necessary cookies to keep the site functioning, analytics cookies (Google Analytics) to measure traffic, and optional preference cookies.

You may manage or withdraw cookie consent at any time via our Cookie Settings panel or your browser settings.

Declining analytics cookies does not affect your ability to read our content.

4

Third-Party Services

We use Google Analytics (data processed in the US under Standard Contractual Clauses) and Mailchimp for newsletter delivery.

Embedded content (e.g. videos, social widgets) may set their own cookies governed by the respective third party's privacy policy.

We vet all third-party processors and require data processing agreements where applicable.

5

Your Rights (GDPR & CCPA)

EU/EEA residents have the right to access, rectify, erase, restrict, port, or object to processing of their personal data at any time.

California residents may request disclosure of data collected, request deletion, and opt out of the sale of personal information (we do not sell data).

To exercise any right, email privacy@fixed-float.llc — we respond within 30 days.

6

Data Retention

Newsletter subscriber data is retained until you unsubscribe; analytics data is retained for 26 months and then automatically deleted.

Contact form submissions are retained for up to 12 months, then securely purged.

7

Security

All data in transit is encrypted via TLS 1.2+. Access to personal data is restricted to authorised personnel on a need-to-know basis.

We conduct periodic security reviews; however, no internet transmission is 100% secure and we cannot guarantee absolute security.

8

Children's Privacy

fixed-float.llc is not directed at children under 16. We do not knowingly collect personal data from minors.

If you believe a child has provided us personal information, contact us immediately at privacy@fixed-float.llc and we will delete it promptly.

9

Changes to This Policy

We may update this Privacy Policy periodically. The revised version will be posted on this page with an updated effective date.

Material changes will be communicated via a site notice or email to subscribers at least 14 days before taking effect.

10

Contact Us

Data Controller: fixed-float.llc, 128 Aldersgate Street, London EC1A 4HY, United Kingdom.

Privacy enquiries: privacy@fixed-float.llc | General: hello@fixed-float.llc | +44 20 7946 0321

This policy was last reviewed and updated on 1 January 2026. If you have questions or wish to exercise your data rights, contact us at privacy@fixed-float.llc. For a full list of our legal documents, see our Terms of Service and Cookie Policy.

fixed-float.llc

Banking explained. Money mastered. Independent editorial covering personal finance, banking strategy, and financial literacy.

editorial@fixed-float.llc+1 302 555 0198Registered in Delaware, USA

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Editorial note: Content on this site is for informational purposes only and does not constitute financial advice. Always consult a qualified advisor.

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