Legal

Terms of Service

Please read these terms carefully before using fixed-float.llc.

Last Updated: June 15, 2025Effective: June 15, 2025

These Terms of Service govern your access to and use of fixed-float.llc. By using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. These Terms apply to all visitors, users, and others who access or use the Site.

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1. Acceptance of Terms

By accessing or using fixed-float.llc (the "Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use the Site.

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2. The Service

fixed-float.llc is a personal finance and banking education blog providing informational articles, guides, and commentary. The content is for educational purposes only and does not constitute financial, legal, or investment advice. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

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3. User Accounts

If the Site offers account registration, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You must provide accurate, current, and complete information during registration. Notify us immediately of any unauthorized use of your account.

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4. Intellectual Property

All content on the Site — including text, graphics, logos, and data — is the property of fixed-float.llc or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent. Limited personal, non-commercial use is permitted with proper attribution.

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5. Prohibited Use

You agree not to use the Site to transmit harmful, unlawful, or fraudulent content; to scrape, harvest, or systematically collect data without authorization; or to interfere with the security or integrity of the Site. Any attempt to gain unauthorized access to our systems or data is strictly prohibited and may result in civil or criminal liability.

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6. Third-Party Links

The Site may contain links to third-party websites for informational convenience. fixed-float.llc does not endorse and is not responsible for the content, accuracy, or practices of any third-party site. Accessing linked sites is at your own risk.

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7. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. fixed-float.llc does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

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8. Limitation of Liability

To the fullest extent permitted by law, fixed-float.llc and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site. Our total liability to you for any claim shall not exceed the greater of USD $100 or the amount you paid us in the twelve months preceding the claim.

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9. Termination

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, all provisions that by their nature should survive will continue to apply.

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10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which fixed-float.llc is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the competent courts of that jurisdiction.

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11. Changes to Terms

We may update these Terms of Service from time to time. The updated version will be indicated by a revised "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the new terms.

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12. Contact Us

If you have any questions about these Terms of Service, please contact us at legal@fixed-float.llc or write to us at fixed-float.llc, Finance Education Division, 27 Monetary Lane, Suite 400, London, EC2V 8RF, United Kingdom.

Questions about these terms?

legal@fixed-float.llc

© 2026 fixed-float.llc. All rights reserved. These Terms of Service were last reviewed by our legal team on June 15, 2025.

fixed-float.llc

Banking explained. Money mastered. Independent editorial covering personal finance, banking strategy, and financial literacy.

editorial@fixed-float.llc+1 302 555 0198Registered in Delaware, USA

Legal

Editorial note: Content on this site is for informational purposes only and does not constitute financial advice. Always consult a qualified advisor.

© 2026 fixed-float.llc — All rights reserved

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